Competitive RBC rewards credit card. 99% for the RBC Avion Visa Infinite Business card and only has an annual fee of $79. Updated. RBC Wealth Management: RBC Dominion Securities Inc. RBC Avion. Once you get credit card approval, RBC will reward you with 12,000 welcome Avion points that will appear in your account. Review. The CIBC Aventura ® Visa Infinite* Card and the RBC Avion Visa Infinite Card Visa Infinite Avion Card allow you to use points for other rewards, such as everyday purchases, gift cards, products and investments. 15,000 Avion points for a round-trip ticket, with a maximum base fare of $350. 5 Avion points per dollar spent on everyday purchases and get access to other perks. 5 Avion Premium points per dollar spent † on qualifying grocery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions†; 1 Avion Premium point per dollar spent † on all other qualifying purchases†; The first thing you’ll. Apply by December 6, 2023. No seat. 99% cash advances Income requirement: N/A The RBC ION Visa Card offers 1. RBC ION Visa Card. S. Language. Low effort – get a professionally managed portfolio of ETFs created for you. Transfer money between your RBC U. Apply by December 6, 2023. Best business RBC credit card: RBC Avion Visa Infinite Business: 25,000 bonus points Best cash back RBC credit card: RBC Cash Back Preferred World Elite Mastercard: None: Best no annual fee RBC credit card: RBC ION Visa: 6,000 bonus points : Best low fee RBC credit card: WestJet RBC Mastercard: 100 WestJet Dollars RBC ION+ Visa – RBC’s best Rewards Credit Card for Groceries, Dining, Gas and more. 21% compared to just 0. Get up to 55,000 Avion points* (a value of up to $1,100†) Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. Although you earn Avion points with this card, since this is a lower tier RBC…We’re here to protect more than just your finances. Excellent cash back credit card. Get 6,000 Avion points on approval with the RBC ION Visa. We’ve joined up with DoorDash to bring eligible RBC credit cardholders this tasty treat: a complimentary DashPass 1 subscription for up to 12 months * – a value of almost $120! 2 With DashPass, you’ll enjoy unlimited deliveries from qualifying restaurants near you with $0 delivery fees on orders of $15 or more when you pay with your. S. $0. Bank accounts. Travel redemptions through RBC Travel portal (non-ION cards) 1: Charitable donations: 1: RBC financial products: 0. S. In this RBC ION Visa review, I’ll go over the earn rate, benefits, and why this card is ideal for students and those looking for a no fee credit card. 99%. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. 7,500 Avion points for a one-way ticket, with a maximum base fare of $175. AimFinance review: Get a personal loan in 24-48 hours. Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. RBC ION Visa. For complete and current information on any. Transfer money between your RBC U. 99% for Quebec residents) — on cash advances, an RBC ION+ Visa credit card involves a $48 annual fee (charged monthly). No annual fee. For the small. Get 6,000 Avion points on approval with the RBC ION Visa. RBC. These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. Review the list of items you are allowed to bring into Canada. Prepaid Credit Cards. 1. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. RBC ION Visa. ^. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. 99% Our verdict Earn rewards for digital gaming, streaming, subscriptions, and everyday purchases. For RBC cards, that’s 2% per month. bank account and credit card balances. 5 points per $1 spent . recommended credit score: 660. S. US & Canada: Coverage is limited to Canada and the 50 states of the United States of America. 3,500 points. Once you get credit card approval, RBC will reward you with 12,000 welcome Avion points that will appear in your account. Speaker Details:. Choose one of eight eligible charities. 5X Avion points for every $1 spent 1 on:. $139: Earn 1. $0 annual fee for the first year ($150 thereafter) Min. 00. RBC cardholders, get exclusive offers. National Bank. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. The RBC ® Avion Visa Infinite † offers the following earning rates:RBC Cash Back Mastercard. 99% interest rate on purchases and 22. 99% for 10 months balance transfer + cash advance offer. Monthly fee $4 ($48 annually) Additional Cards: $0 Annual interest. Apply. Your credit score appears, along with various tools, calculators and. Annual Fee rebated every month for students with eligible accounts. The RBC ION Visa credit card is designed to offer a wide range of rewards and benefits that appeal to a variety of consumers. Signature ® RBC Rewards ® Visa. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. RBC ION Visa Card. 5 points per $1 spent on groceries, rides, gas, streaming, etc. Start Application Online. ADVISOR. Earn 1. Sign Up Online or Call 1-855-826-5328. Unfortunately, there is no way to waive the fee completely. WestJet RBC ® MasterCard ‡. The ION+ Visa is a member of the Avion Rewards family and falls in the premium tier. 5X Avion points on: Grocery – Satisfy your taste buds by earning points on groceries; Rides,. Get 3,500 Avion points when you get approved for the card. The ION/ION+ doesn't earn the same type of rewards as Avion cards. The maximum amount of coverage is $50,000, or the equivalent number of Avion points, per RBC ION+ Visa card per calendar year. Compare This Card. RBC ION Visa Card. Royal Bank. 20. Apply by December 6, 2023. As a welcome bonus for new cardmembers, you can earn 3,500 Avion Premium points upon approval, † with no minimum spending requirement. RBC ION+ Visa: 7,000 Avion: $85: Apply: RBC ION Visa: 3,500 Avion: $67: Apply:Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. Visa RBC ION – Apply Now Annual Fee: $0; Welcome Bonus: 6,000 Avion points upon approval (Apply by Oct 31, 2023) Earn Rate: 1. 35,000 points. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. The notification will show the type of device used, as well as your location and the date and time of the login attempt. RBC ION Visa product rating: 3. Opens in a new window. 99%. RBC ION+ Visa. Earn up to 35,000 bonus Scene+. ^ Earn 1. NET VALUE $925+ ANNUAL FEE $120. Income Requirement: $60,000 Personal, $100,000 Household. recommended credit score: 750. With this no-annual-fee RBC credit card, you can earn 1. 99% on purchases, 22. $39. 0. Enjoy 6,000 Welcome Avion points upon approval. 9. $4 charged monthly (low Annual Fee of $48) 2. , Royal Trust Company or The. 2 Also earn 1 Moi point on every dollar spent at Super C. including any editorials or reviews that may appear on this site. RBC Avion Visa Infinite Privilege Card; Annual fee: $120: $120: $399:. Neo. It pays up to 2% cash back on groceries (maximum $6,000 spend) and 0. Call 1-800-565-3129. 5x Avion points per $1 spent on groceries, gas, public transit, streaming, digital gaming, and subscription purchases. Buried deep in the T&C's fine print, the points are devalued at 0. This review covers the card’s earning potential, benefits, drawbacks, and other relevant information to assist Canadians in deciding if this card is the perfect fit for their needs. Get 3,500 Avion. 99% on purchases and 22. It’s encouraging to learn that the RBC ION+Visa offers a mobile device, it is protected for two years up to $1,000 from loss. S. RBC ION Visa. 5X Avion points for every $1 spent 1 on:. , RBC Global Asset Management Inc. 99% $0 Min. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The RBC Ion+ Visa has a new monthly fee of $4, and the signup bonus is 12,000 Avion points upon approval if you apply prior to November 30, 2022. RBC ION Visa Review. Here’s what your payout would be: Depreciated value = 500 – (500 x 2% x 6 months) = $440. Complete offer eligibility criteria by March 29, 2024. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. Benefits of the RBC Avion Visa Infinite card. RBC InvestEase. Still a pathetic offering, given the crap conversion of 172 AV to $1. 99%. Jan 7, 2021. Annual Fee. Simple and affordable protection to help ease the burden of outstanding balances of up to $25,000 on your RBC Royal Bank credit card, should the unexpected happen. RBC ION Visa. RBC Cash Back Mastercard. Annual Fee: $120 ($50/Additional Card) Interest Rate: 19. RBC Cash Back Mastercard. , RBC Global Asset Management Inc. Sign into RBC Online Banking only once and access your U. Find a Branch; Call 1-800-769-2511; Email; EN. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. *. This RBC ION Visa review covers its top features, benefits, and alternative credit cards. Should you have an Avion Rewards eligible product, you can simply sign into Avion Rewards through the Avion. 5 Avion points for every $1 spent on groceries, rideshares, daily transit, digital gaming, streaming, subscriptions and more. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION + Visa, are not eligible for this offer. Issuing an additional card is free of charge. It has been provided to help you decide if these coverages meet your needs. Annual Fee $0. Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. RBC Avion Visa Infinite Privilege – A Luxury Travel Credit Card. Find answers to our top questions about credit card limits and fees. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. RBC ION Visa. Recommended reading: A look at the new RBC ION and ION+ Visa cards. For example, if you have the RBC ION Visa or RBC ION+ Visa card you are an Avion Premium member which makes your travel redemption rate is 172 points to $1. No annual fee; Earn 1. , Royal Trust Company or The. 20,000 RBC Avion points upon spending $5,000 in the first six months † The card has an annual fee of $120 †. RBC credit card accounts. That redemption rate provides a 0. , RBC Direct Investing Inc. Call 1-800-769-2511 or apply online for your student line of credit. In the My Services box, select View Your Credit Score. This offer may not be combined or used in conjunction with any. RBC Visa Infinite Avion. 99%. $0. , RBC Direct Investing Inc. Get up to 55,000 Welcome Points. Those cards are the RBC ION+ Visa Visa and the RBC ION Visa These cards effectively replace the RBC Signature and Rewards+ cards which are no longer available for new applications. For an extra $10 a month, card’s. RBC will not stop sending me these offers for their ION card which sounds pretty good to me: 3 cents off gas at petro Canada, 1:1 Avion points, or 1:1. Users of RBC ION Visa card users get up to 3500 Welcome Avion points, which amount to CAD 25 in gift cards. A money service business (MSB), it saves you money on each. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. RBC ION Visa: 6,000 bonus points * 1. Excellent cash back credit card. RBC ION+ Visa. Unlock powerful benefits with RBC Vantage every day. If you pass away, this coverage can make a single payment of the total. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. Welcome Offer N/A. , RBC Direct Investing Inc. RBC Visa Credit Cards Review. Feb 5, 2021. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. Earn 1. View all. For complete details of the insurance coverage included with these credit cards, please review the Certificate of Insurance in its entirety found on the RBC Insurance. and Canadian accounts instantly – for free 8. This is not a Certificate of Insurance. , Royal Trust Company or The. , Royal Trust Company or The. 99% if you reside in Quebec) Additional Fees. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. The earn rate is decent, the reward categories are pretty cool, and not having any income requirements is a sweet bonus that opens it up to even more users. Keep up with your RBC Bank U. 6000 Avion points on approval. Earning Avion Points. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. Germany. Cash Advance Rate: 22. 06 Back To Top Partner Benefits Simply link your RBC ION+ Visa credit card to your Petro-Points‡ and pay with your eligible linked RBC card. Apply by December 6, 2023 ^ Monthly fee $0 | Additional Cards: $0 | Annual interest rate: 19. Search RBC. 5% cash back¹ on all. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. Rewards: Earn 3% cash back on high-spend categories. recommended credit score: 650. Compare. Additional cardholder(s), as well as existing cardholders of any RBC credit cards. Best for No Fee: RBC ION Visa. Apply Now. This offer may not be combined or used in conjunction with any. Ends January 31, 2024. Examples include the RBC ION Visa and Scotiabank Scene+ Visa Card. RBC has the second worst credit card line up and arguably the worst for everyday spending. Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. Sign In. RBC ION Visa. Grocery—Satisfy your taste buds while earning points on groceries. Find out if the RBC Visa Classic Low Rate Option is right for you. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. 5 on certain types of common purchases. Pay U. 5X Avion points for every $1 spent 1 on:. 50 in credit for the same number of points. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. If you have an RBC ® VIP Banking Account, you’ll be able to get a fee waiver on one of RBC ® ‘s premium credit cards, including this one. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. No annual fee; Earn 1. The RBC ION Visa belongs to the Avion Rewards family. Whether you want a card that rewards you with points you can use towards travel across Canada or beyond or a card that gives you cash back on all of your purchases, we’ve got a selection of credit cards you can choose from. Annual Fee: $0; Purchase Rate: 20. Welcome offer: Get an additional 10% cash back after spending $1,000 in the first 2 months ($100 value). That’s up to 12% cash back on grocery store purchases for the first three months and up to 11% on all other purchases for the first three months †. DoorDash: Get a complimentary 3-month DashPass subscription,. Nova. RBC ION Visa. 20. 99% on purchases, 22. With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus as soon as the card is approved. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Compare up to three credit cards. Choose from 9 Avion Rewards credit cards and get travel perks, fuel savings and more 1. Furthermore, as part of this offer, you can enjoy a 0. , RBC Direct Investing Inc. Annual Fee $499. , Royal Trust Company or The. Here's what you'll earn for rewards on your purchases: 3. Apply by December 6, 2023. 99% / 22. The RBC ION Visa card earns Avion points and gives cardholders the opportunity to earn 1. RBC ION Visa. RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback. Scotiabank Scene+ Visa vs. Review the terms and conditions of the credit card carefully before. It has been provided to help you decide if these coverages meet your needs. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. Then, you remove the deductible from this number:RBC ION Visa. After setting up 2-Step Verification, you’ll receive a push notification each time you log in to your account. Some prepaid credit cards can also help you build credit. No annual fee; Earn 1. Royal Bank RBC ION+ Visa Compare Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! † Apply Now Annual Fee: $48 Additional Card: $0 Purchase Rate:. 50% to 1% cash back on other purchases. We’re here to protect more than just your finances. We’ll have a more detailed post on the two new cards. If you aren't planning on traveling any time soon and just want to rack up points and then switch back over to the Avion card, you can do that. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. , RBC Direct Investing Inc. 75 - 0. RBC ® ION Visa: 3,500 Avion Premium Points. ^. Cash Advance: $5. RBC credit cards comprise of numerous travel, rewards, low-interest, cash-back, and student and business cards. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. Your reviews. 99% Cash Advance Rate 22. By Claire Horwood Updated Oct 19, 2023 Fact checked Go to site 7,000 points Rewards 3 points per $1 spent Annual Fee $48 Purchase Interest Rate 20. 5 points per $1 spent . Rewards, savings, and more with a student bank account. RBC Avion Visa Infinite Privilege for Private Banking; RBC Avion Visa Infinite. Rewards Up to 3 points per $1 spent . By Bennett O'Brien. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC Avion Visa Infinite Business‡, RBC Visa CreditLine for Small Business™, RBC Visa Business‡, RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. 50% on all other purchases. Have at least $60,000 in personal annual income or $100,000 household annual income. 99% interest. No minimum balance required. Sounds great on the surface until you realize the value of those points are quite weak and you can't do airline transfers to increase. 3,500 points. 1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. and Canadian accounts instantly – for free 8. Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . Formule en format PDF: $0: RBC Rewards Visa. Start earning, get perks, have access to exclusive experiences, events and much more. Low fees – pay 0. Rewards Summary Box. Get a Quote. Our Verdict The RBC ION Visa is an excellent choice if you are a student or newcomer looking to get approved for a credit card with little to no credit history. Select Region. Contact Us. It's alright for what it is, but I have moved on since then to the Tangerine Mastercard and other cards. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. The process of applying for a credit card is relatively simple, with the option to apply online, call a customer representative or head. Scroll down to the box on the right-hand side labelled My Services. United Kingdom. bills and review your transaction history. Tangerine. RBC ION+ Visa Card Review (2023) The new RBC ION+ Visa Card from the Royal Bank of Canada is great for earning Avion points while paying low monthly fees. There's really not much to complain about with this card. RBC ION+™ Visa ‡. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. 99% on cash advances. Get more details in this RBC Cash Back Mastercard review. Welcome Offer 80,000 points. 99% interest rate on cash advances and. 25 points per $1 spent. Rexall: For every $1 spent on eligible purchases at Rexall, you can earn 50 Be Well points. 1. 99% compared to a max of 24. , RBC Global Asset Management Inc. BMO, for example, offers 2 instant approval student credit cards, the BMO CashBack Mastercard for Students, and the BMO AIR MILES Mastercard for Students. For RBC ION Visa Card To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. $0. 1. Canadians who apply for a new RBC credit card through Lowe’s, RONA and Réno-Dépôt corporate stores or online will receive 10% cash back on all purchases for the first 12 months at Lowe’s Canada’s banner locations, up to $1,000. , RBC Direct Investing Inc. Annual fee: $139. Compare Cards Now Compare Cards NowApply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). The RBC ION Visa card is an entry-level card that earns points in the RBC Avion program, specifically Avion Premium (lower tier) points. opens in a new window. 5 Avion points for every $1 spent on: Groceries; Transportation, including gas, rideshare, daily public transit, and electric vehicle chargingThe RBC ION Visa is the best entry-level card offered by RBC. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). RBC Avion Visa Infinite Privilege. O. 5 points for. The RBC ® ION Visa is an entry-level product, which comes with no annual fee. Apply Now. Annual fee: $0; Interest rate: 19. Review the CreditView Dashboard agreement and select I Accept & Continue. Issuing an additional card is free of charge. RBC ION Visa. Interest rates: 20. For RBC ION Visa Card To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. 99% on purchases; 22. PDF Form: French. Meet Wise - Your Alternative To Bank Accounts. Review Methodology Employment Managing Money. 99%. The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. Purchase Rate: 20. Get 6,000 Avion points on approval with the RBC ION Visa. Coverage ends, individually for each covered person, on the earliest of: 1. Call to book an appointment to open a bank account over the phone or by video conference. Enjoy 0. RBC Day-to-Day Banking: this product provides Interac e-transfers for free and 12 free debits every month for a small monthly fee. 14%. Updated 08 2023 6 Definitions: DoorDash: means DoorDash Technologies Canada Inc. , & 1 point on every other purchase; The RBC ION Visa is a credit card designed specifically to elevate your everyday spending. Special Offer. Only at RBC. 20. Additional Card: $0. The RBC ION+ Visa is a low annual fee card that lets you earn 3x the Avion points for gas, groceries, dining out, rideshares, ordering in and making select digital purchases such as gaming, streaming and digital subscriptions. Pay U. The RBC RateAdvantage Visa has a simple value proposition: it lets you save money on interest rates and fees Purchase interest rates for this card are Prime + 4. 5x Avion points for $1 spent on ; Grocery; Rides (incl. No annual fee; Earn 1. Rewards. Compare. It offers 1.